Step 3: Coverage Period (Monitoring)

During the coverage window, WeatherIt automatically:

  • Monitors weather conditions
  • Uses independent, authoritative data sources
  • Applies objective measurement criteria

How Rainfall Is Assessed

Rainfall assessment considers three factors together:

graph TD
    A[Rainfall Assessment] --> B[Coverage Window]
    A --> C[Rainfall Amount]
    A --> D[Rainfall Duration]
    B --> E[All Three Factors<br/>Must Be Met]
    C --> E
    D --> E
    E --> F{Trigger Evaluation}
FactorDescriptionExample
1. Coverage WindowSpecific start and end time8am–8pm
2. Rainfall AmountDefined threshold2mm or more
3. Rainfall DurationTotal time period (consecutive or non-consecutive)2 hours total

Example Scenario

Coverage: 8am to 8pm
Trigger: 2mm or more of rain over 2 hours total

Both scenarios trigger payout:

  • Scenario A: 2mm falls each hour from 10am-12pm (consecutive)
  • Scenario B: 2mm falls 10-11am, then 2mm falls 4-5pm (non-consecutive)

This structure ensures outcomes are:

  • Objective
  • Measurable
  • Consistent

Did this page help you?